Preventive Care Covered 100% by Most Insurance

Preventive care, like wellness exams and screenings, are covered 100% by most health insurance plans if you follow the guidelines of your plan. This is a little known fact. Doctors say preventive care is some of the most important medical care they provide; however, many people do not have regular wellness exams and health screenings. 

Most health plans cover preventive services without charging you a copayment or coinsurance. This is true even if you haven’t met your yearly deductible. Preventive care services depend on age and personal risk factors. These services are free only when delivered by a doctor or provider in your plan’s network and as often as your plan recommends. Check with your insurance plan to confirm coverage. 

Preventive care services covered by most insurance plans include:

At a wellness visit, you will get an overall picture of your total health. Your physician will evaluate your current health and discuss your concerns. Your visit may include assessment or evaluation of things such as your weight, cholesterol levels, blood pressure, tobacco or alcohol use, nutrient deficiencies, your risk for certain types of cancer, disease, or other health conditions, and many other health issues. You and your physician can make a plan to improve your health based on your personal needs. 

As your schedule slows down this summer, remember to make appointments for wellness visits for you and your family. Summer is a great time to visit your doctor’s office because most people there are well and it is not as busy. Login to your myMANA account to request wellness visit with your doctor or click here for a mammogram appointment. Talk to your doctor about what other health screening tests are recommended for you. Age, risk factors and family history will determine what health screenings might benefit you.